Introduction
Planning a vacation or business trip? Travel insurance might not be the most exciting part of your travel checklist, but it’s one of the most important. Travel insurance protects you from unexpected events that could ruin your trip—or your wallet. From trip cancellations to medical emergencies, it provides peace of mind when you’re away from home.
What Is Travel Insurance?
Travel insurance is a policy that protects travelers from financial losses and emergencies during a trip. Depending on the plan, it can cover everything from medical expenses to lost luggage and trip delays.
Types of Travel Insurance Coverage
Protects against theft or damage to a rental car, avoiding the need to buy costly rental agency coverage.
Trip Cancellation/Interruption Insurance
Reimburses prepaid, non-refundable expenses if your trip is canceled or cut short due to covered reasons (illness, death in the family, weather, etc.).
Medical Insurance
Covers emergency medical treatment and hospitalization while abroad.
Some plans include dental emergencies.
Emergency Evacuation and Repatriation
Pays for transport to the nearest hospital or return to your home country in serious medical situations.
Baggage Loss/Delay Insurance
Reimburses you for personal items if your luggage is delayed, lost, or stolen.
Travel Delay Insurance
Covers meals, lodging, and transport expenses if your trip is delayed due to covered reasons.
Accidental Death and Dismemberment (AD&D)
Provides benefits to your beneficiaries in case of a travel-related death or serious injury.
Rental Car Coverage
Morbi ut viverra massa mattis vitae blandit ut integer non vestibulum eros, diam in in et hac mauris maecenas sed sapien fermentum et eu.